7 programs · checked 2026-10-22

Help paying a vet bill

National programs that offer grants, payment plans or fundraising for vet care. We started from the resource lists published by Best Friends Animal Society and Humane World for Animals, then checked each program on its own website.

Tips: apply to several programs at once, since one grant rarely covers everything. Apply before treatment when you can, because many funds won't pay bills that are already settled. Grants are never guaranteed, so don't delay emergency care while you wait.

Grant

RedRover Relief Urgent Care Grants

Listed by Best Friends and Humane World for Animals

Financial assistance grants for urgent veterinary care for animals in life-threatening situations. Open to pet owners, Good Samaritans and rescuers.

Sources: [1] [2]
Grant

Frankie's Friends Fund

Listed by Humane World for Animals

Grants for lifesaving emergency or specialty care, up to $2,000 per pet per household. You need a vet's diagnosis, estimate and treatment plan with a good prognosis before applying. Not guaranteed.

Sources: [1]
Grant

Help-A-Pet

Listed by Humane World for Animals

Nationwide help paying for vet care, medicine or supplies for a sick or injured pet. Assistance is limited to once per pet, and the application asks for your latest federal tax return.

Sources: [1]
Grant (dogs)

The Mosby Foundation

Listed by Humane World for Animals

Helps qualified limited-income dog owners facing unexpected veterinary situations.

Sources: [1]
Crowdfunding

Waggle

Listed by Humane World for Animals

Free to start a fundraising campaign for vet care, and Waggle pays your veterinarian directly.

Sources: [1]
Directory

Pet Help Finder

Listed by Humane World for Animals

Humane World for Animals' ZIP-code directory of financially friendly vet care, spay/neuter and assistance programs.

Sources: [1]
Financing

CareCredit and Scratchpay

Listed by Best Friends and Humane World for Animals

Payment plans for vet bills, if your vet accepts them. Read the terms: Humane World warns that zero-interest plans may charge interest retroactively if you miss a payment.

Sources: [1] [2] [3]

Other places to look

  • Your local shelter or humane society. Many run their own assistance funds. Several clinics in our directory mention financial-assistance options.
  • Ask your vet. Best Friends suggests asking about a payment plan, a lower-cost treatment option, or getting a second opinion and price comparison.
  • 211 and findhelp.org. Humane World points to these for local help with bills, food and sometimes pet needs.
  • Breed and disease funds. Best Friends' full list includes funds for specific breeds, illnesses like cancer, and assistance dogs: Best Friends financial aid list.

Listing a program here isn't an endorsement, and we aren't paid by any of them. Read each program's terms before you apply.